Insurance Policies & Services from Carrie Johnson Insurance.

Carrie Johnson Insurance

The independent insurance agents at Carrie Johnson Insurance will help provide you with affordable insurance for all your personal or business insurance needs in Pawleys Island. Carrie Johnson Insurance offers a wide range of cost effective insurance options and will help you find the best one that fits your needs.

Here are just a few insurance policies we have:



• Flood Insurance
• Life Insurance
• Home Insurance
• Automobile Insurance
• Business & Commercial Insurance

One of the most expensive investments you will make is your home. Our agents understand the value of your home can be different from the value of someone else’s home and the importance of having adequate insurance to cover your investment. We will provide a home insurance quote that sufficiently meets your needs.



Our independent insurance agents will provide reasonable homeowners with insurance plans for the residents of Pawleys Island. A home insurance quote by our agents will provide you with the right coverage for any property damage or injury you are legally responsible for. Two natural disasters not covered under homeowners' insurance are earthquakes and floods. These two falls under a different insurance policy and maybe something you want to consider adding to your policy. We have the best multi-policy discounts in town so please give us a call to find out more!

Our goal at Carrie Johnson Insurance is to make your home insurance purchasing decision an easy, simple process and make sure you have the right coverage.

Not sure if you have the right homeowners insurance, ask yourself these questions:

1. If you lose your house to a fire, will you need to borrow money to pay for the damages or replace it completely?
2. Someone is injured in your house or on your property; do you have the money to pay for their medical costs?
3. What happens if someone breaks into your home and vandalizes your property? Homeowners insurance will reimburse you for any losses you may have.
4. Are you still paying a mortgage on your house? Lenders require proof of home insurance.

If you are interested in a home insurance quote, to receive affordable home insurance rates, please click on this link Complete Homeowner Quote Form.

Auto Insurance helps you financially if you have been involved in an auto accident. Automobile insurance is an agreement between you and the Pawleys Island insurance company you have chosen to represent you. You are responsible for paying the insurance premium and your insurance company agrees to pay for the losses agreed to in your automobile policy.

The majority of auto insurance policies offer liability, property, and medical coverage. If you are involved in an accident that results in others being injured or having property damage, liability takes care of your legal obligations. Theft or damage to a vehicle is paid under property coverage. Medical coverage takes care of expenses related to treating injuries, rehabilitation, and in worst-case scenarios, funeral expenses.

Some degree of auto coverage is required in most states. Depending on your needs, there are 6 different categories of automobile insurance to select from.

Most people cannot afford a new vehicle if their car is stolen or totaled from a car accident. The goal of auto insurance is to make sure you have the financial security that you deserve. Auto insurance will help keep you covered if you are held responsible for some type of accident resulting in someone being injured. Please contact one of our insurance agents to find out about the many different car insurance plans available.

Carrie Johnson Insurance offers affordable workers compensation coverage, commercial auto insurance and general liability. As a business owner, having commercial insurance on your business vehicles and commercial property is extremely important.



For the most part, your commercial auto insurance is the same, as you need for your personal coverage. Some companies may allow their employees to use the same vehicle for personal and business needs. Please ask your commercial insurance agent in Pawleys Island for the best and most effective way to deal with a company insurance policy so it does not affect you personally. There are many different questions a good insurance agent will ask concerning how your company’s vehicles will be used. These questions will define the correct business auto insurance policy for your needs.

General Liability will provide the protection your business needs in case your business is responsible for some type of damage or injury. Let’s look at the options you have for General Liability Protection:

1. Products-Completed Operations
2. Product Liability
3. Contractual Liability
4. Reasonable Use of Force, Borrowed Equipment, Liquor Liability, etc.
5. Bodily Injury including compensation for any injury that resulted in a death
6. Property Damage

Workers Compensation Insurance helps businesses cover employees that have been hurt while working on the job. If you have any questions or concerns regarding workers compensation coverage, or you need workers compensation insurance, please give us a call today!